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<title>Shellay&#x27;s Site</title>
<link>http://shellaybrown.multiply.com/</link>
<description>I&#x27;m an event coordinator, and that keeps me entirely too busy. When I&#x27;m not busy helping others live the glamorous life of partying, I like to shop, read, and watch TV. Cold Stone ice cream is my guilty pleasure.
</description>
<pubDate>Sat, 2 Jul 2011 05:08:10 -0000</pubDate>
<lastBuildDate>Fri, 18 Feb 2011 08:28:26 -0000</lastBuildDate>

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<title>Shellay&#x27;s Site</title>
<url>http://multiply.com/mu/shellaybrown/logo</url>
<link>http://shellaybrown.multiply.com/</link>
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<title>Silvio Berlusconi trial for prostitution to start in April</title>
<link>http://shellaybrown.multiply.com/journal/item/1002/Silvio_Berlusconi_trial_for_prostitution_to_start_in_April</link>
<description>&#x3C;p&#x3E;Prostitution charges have been formally made against Italian Prime Minister Silvio Berlusconi, and he can be subject to a trial. There has been intense conjecture for weeks over whether he would be officially charged with a crime; it&#x26;#8217;s rumored he paid for a sexual encounter with an underage girl. His first court hearing can be April 6.  He will need a pretty large &#x3C;a title=&#x22;Personal Loans Are Easy To Qualify For!&#x22; href=&#x22;http://personalmoneystore.com/personal-loans/quick-loans/quick-personal-loans/&#x22;&#x3E;personal loan&#x3C;/a&#x3E; to get out of this one.&#x3C;/p&#x3E;
&#x3C;p&#x3E;Italy Prime Minister getting charged&#x3C;/p&#x3E;
&#x3C;p&#x3E;After controversy erupted over whether Prime Minister Silvio Berlusconi of Italy enlisted the services of an underage prostitute in the past few months, law enforcement officials have brought criminal court case against him, in accordance with The Telegraph. Berlusconi is alleged to have paid for the services of a now-18-year-old who calls herself Ruby the Heartstealer. Ruby, real name Karima el-Mahroug, was 17 at the time of the alleged transaction. April 6 will be when the first hearing can be seen.  Judge Cristina Di Censo is going to fast tra...</description>
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<pubDate>Fri, 18 Feb 2011 08:28:26 -0000</pubDate>
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<title>Magic formula recipe for Coke reemerges in forgotten news column</title>
<link>http://shellaybrown.multiply.com/journal/item/1001/Magic_formula_recipe_for_Coke_reemerges_in_forgotten_news_column</link>
<description>&#x3C;p&#x3E;The Coca-Cola Company protects the formula for Coke protected in a financial institution vault. For any person who was looking, the magic formula formulation for Coke surfaced in a newspaper column year&#x26;#8217;s ago, in accordance with the radio show &#x201C;This American Life&#x201D;. Coca-Cola predictably refuted says that the published recipe, with readily available ingredients, would result in real Coke. Now there is no need to take out a payday loan to try and make the recipe. Article resource &#x26;#8211; &#x3C;a title=&#x22;Coca Cola recipe leaked in 70s edition of newspaper&#x22; href=&#x22;http://personalmoneystore.com/moneyblog/2011/02/14/secret-formula-for-coca-cola/&#x22;&#x3E;Secret formula for Coca-Cola found in old newspaper column&#x3C;/a&#x3E; by MoneyBlogNewz.&#x3C;/p&#x3E;
&#x3C;p&#x3E;Recipe for Coke unveiled&#x3C;/p&#x3E;
&#x3C;p&#x3E;In 1886, the formula for Coca-Cola was put together.  An Atlanta doctor named John Pemberton came up with it. It has been reported that only 2 individuals who know how to mix the secret ingredient called &#x26;#8220;Merchandise 7X&#x26;#8221; are alive at any one time. However &#x26;#8220;This American Life&#x26;#8221; found what it said is the formula for Coca-Cola in an article published in the Feb. 18, 1979, editio...</description>
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<pubDate>Thu, 17 Feb 2011 18:47:56 -0000</pubDate>
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<title>DMAE product touted as a facelift in a container</title>
<link>http://shellaybrown.multiply.com/journal/item/1000/DMAE_product_touted_as_a_facelift_in_a_container</link>
<description>&#x3C;p&#x3E;DMAE product is being marketed as a facial item that fends off the ravages of age. DMAE was touted by a doctor in a widely viewed segment of &#x201C;Dr. Oz&#x201D; this week. The show launched a firestorm of buzz regarding the anti-aging miracle of DMAE. Dermatologists and the FDA disregard anti-aging states about DMAE as pseudoscience; but evidence does exist that DMAE products provide certain cosmetic advantages. Before you take out a pay day loan to buy this costly product, make sure you know the facts. Source of article &#x26;#8211; &#x3C;a title=&#x22;Costly DMAE cream delivers little more than common moisturizers&#x22; href=&#x22;http://personalmoneystore.com/moneyblog/2011/02/09/dmae-cream/&#x22;&#x3E;Costly DMAE cream delivers little more than common moisturizers&#x3C;/a&#x3E; by MoneyBlogNewz.&#x3C;/p&#x3E;
&#x3C;p&#x3E;Halting face sag with DMAE product&#x3C;/p&#x3E;
&#x3C;p&#x3E;DMAE product is being marketed as a costly anti-aging item that reverses wrinkles and facial sagging. Face lifts are popular because of facial sagging that makes age clear. A face lift generally costs between $6,000 and $15,000 to do.  This is what the Consumer Guide for Plastic Surgery explained. DMAE cream can cost $80 for less than two ounces.  The marke...</description>
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<pubDate>Sat, 12 Feb 2011 15:07:50 -0000</pubDate>
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<title>Super Bowl advertisements and flubs of 2011</title>
<link>http://shellaybrown.multiply.com/journal/item/999/Super_Bowl_advertisements_and_flubs_of_2011</link>
<description>&#x3C;p&#x3E;The Super Bowl always has huge viewership. The 2011 Super Bowl claimed over 47 percent of viewers. The best Super Bowl advertisements of 2011 covered a variety from extremely controversial to very cute. The blunders of the 2011 Super Bowl were auditory. The National Anthem got a repeated line, and the Black Eyed Peas halftime show sounded a bit lifeless. Too bad there isn&#x26;#8217;t a payday loan big enough to reverse that error.&#x3C;/p&#x3E;
&#x3C;p&#x3E;Which Super Bowl 2011 advertisements were the very best?&#x3C;/p&#x3E;
&#x3C;p&#x3E;The Super Bowl 2011 had good commercials.  They touched some nerves though. The Doritos Super Bowl Commercial 2011 was the winner of a user-created contest, but has been lambasted by some for being &#x26;#8220;sophomoric.&#x26;#8221;&#x3C;/p&#x3E;
&#x3C;p&#x3E;youtube.com/watch?v=0kfLd52jF3Y&#x3C;/p&#x3E;
&#x3C;p&#x3E;This year, there&#x26;#8217;s a top Super Bowl commercial about Darth Vader.  It was a large winner. Before the Super Bowl, the Volkswagen commercial had been released.  Millions of audiences had already started talking about it. According to most viewer votes,...</description>
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<pubDate>Wed, 9 Feb 2011 12:28:02 -0000</pubDate>
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<title>No game, all ads on Super Bowl 2011</title>
<link>http://shellaybrown.multiply.com/journal/item/998/No_game_all_ads_on_Super_Bowl_2011</link>
<description>&#x3C;p&#x3E;The commercials are the entertainment that most people tune into the Super Bowl for. Some ads are already released, while some are nevertheless under wraps. Super Bowl Sunday ads do not need a television to view. You are able to catch all the commercials online easily. You can view most the advertisements without a cash advance, all you need is the internet. Article resource &#x26;#8211; &#x3C;a title=&#x22;No game, all commercials on Super Bowl 2011&#x22; href=&#x22;http://personalmoneystore.com/moneyblog/2011/02/04/super-bowl-commercials-2011/&#x22;&#x3E;Watch 2011 Super Bowl commercials without pesky football game&#x3C;/a&#x3E; by MoneyBlogNewz.&#x3C;/p&#x3E;
&#x3C;p&#x3E;Super Bowl ads 2011&#x3C;/p&#x3E;
&#x3C;p&#x3E;The 2011 Super Bowl ads could be seen many locations.  They&#x26;#8217;re put up on display. One is obviously to watch the game on the TV. Most may have a big Super Bowl party to attend. If you don&#x26;#8217;t get Fox thanks to cable disputes, do not have a TV or want to look at the ads but not the game, you will find plenty of other places you can watch the commercials. Hulu&#x26;#8217;s AdZone will show the commercials, plus it allows you to vote to them. YouTube gets all the commercials pretty easily as well.&#x3C;/p&#x3E;
&#x3C;p&#x3E;Paying for...</description>
<guid isPermaLink="true">http://shellaybrown.multiply.com/journal/item/998/No_game_all_ads_on_Super_Bowl_2011</guid>
<pubDate>Wed, 9 Feb 2011 08:08:04 -0000</pubDate>
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<title>Research examines link between ADHD and eating habits</title>
<link>http://shellaybrown.multiply.com/journal/item/997/Research_examines_link_between_ADHD_and_eating_habits</link>
<description>&#x3C;p&#x3E;Diet treatments for ADHD as an option to medication have raised hope also as controversy.  A correlation among diet and ADHD was suggested by a newly released study. But ADHD experts question the research and say parents of ADHD kids cannot rely on diet alone to mitigate the condition.&#x3C;/p&#x3E;
&#x3C;p&#x3E;ADHD diet study results&#x3C;/p&#x3E;
&#x3C;p&#x3E;There may be an easier solution to ADHD than treatment, The Lancet published a research explaining on Thurs.  This would be an elimination eating habits that would be tried. Dutch scientists concluded that a diet eliminating foods commonly associated with food allergies decreased ADHD symptoms in 64 percent of the kids in the study. The ADHD eating habits, based on rice, white meat and veggies, was administered to forty one children for five weeks. Improvement was shown in 32 of the children.  The ADHD conditions were lessened. Then, the ADHD trigger-foods were administered to all the children once again.  Most of them relapsed at this point. A control group of 50 children ate a s...</description>
<guid isPermaLink="true">http://shellaybrown.multiply.com/journal/item/997/Research_examines_link_between_ADHD_and_eating_habits</guid>
<pubDate>Tue, 8 Feb 2011 17:47:35 -0000</pubDate>
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<title>Palin&#x2019;s Trademark filing attempts to protect commercial pursuits</title>
<link>http://shellaybrown.multiply.com/journal/item/996/996</link>
<description>&#x3C;p&#x3E;Based on two patent applications submitted with the United States office, the Palins would like a trademark. The Palins&#x2019; trademark application filing is a very common move for celebrities, but it is uncommon for politicians. The applications were filed by the Palin&#x26;#8217;s family lawyer. For someone who is not famous or a politician, a trademark on a name would cost more than an &#x3C;a title=&#x22;Even with bad credit, get installment loans online&#x22; href=&#x22;http://personalmoneystore.com/installment-loans/&#x22;&#x3E;installment loan&#x3C;/a&#x3E; would cover.&#x3C;/p&#x3E;
&#x3C;p&#x3E;Palins&#x2019; trademark filing&#x3C;/p&#x3E;
&#x3C;p&#x3E;The name, &#x26;#8220;Sarah Palin,&#x201D; was submitted to be trademarked by the Palin family lawyer on November 5, 2010. &#x26;#8221;Sarah Palin&#x26;#8221; for &#x26;#8220;political elections, political issues, educational, and entertainment services,&#x201D; was cited.  This is what the application for trademark said. The number 85170226 is the serial number on the application.  The U.S. Patent website carried it on there. An additional application for the family was filed on September 15, 2010.  This one was for &#x201C;Bristol Palin&#x201D; being for &#x201C;educational and entertainment services.&#x201D; There ...</description>
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<pubDate>Tue, 8 Feb 2011 09:08:01 -0000</pubDate>
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<title>Pimp impersonator attempts to incriminate Planned Parenthood</title>
<link>http://shellaybrown.multiply.com/journal/item/995/Pimp_impersonator_attempts_to_incriminate_Planned_Parenthood</link>
<description>&#x3C;p&#x3E;Planned Parenthood, a source for medical care, contraceptives and abortion solutions for the poor, is within the political cross hairs of right wing conservatives. House Republicans and anti-abortion groups have launched a campaign to strip Planned Parenthood of government financing. Using concealed cameras, anti-abortion demonstrators dressed up like sex traffickers tried to capture incriminating footage at Planned Parenthood centers in several eastern states. Individuals already take out short term installment loans to use Planned Parenthood&#x26;#8217;s services, what will take place if they lose their funding? Post resource &#x26;#8211; &#x3C;a title=&#x22;Pimp impersonator tries to incriminate Planned Parenthood&#x22; href=&#x22;http://personalmoneystore.com/moneyblog/2011/02/02/planned-parenthood-video/&#x22;&#x3E;Anti-abortion group punks Planned Parenthood in video hoax&#x3C;/a&#x3E; by MoneyBlogNewz.&#x3C;/p&#x3E;
&#x3C;p&#x3E;Fake pimp gets FBI called by Planned Parenthood&#x3C;/p&#x3E;
&#x3C;p&#x3E;Two people of an anti-abortion group called Live Action went to a Planned Parenthood in Perth Amboy, N.J., acting as a pimp and prostitute with concealed film cameras. Teenage girls being brought in for medical exams and abortions is wh...</description>
<guid isPermaLink="true">http://shellaybrown.multiply.com/journal/item/995/Pimp_impersonator_attempts_to_incriminate_Planned_Parenthood</guid>
<pubDate>Sat, 5 Feb 2011 02:47:39 -0000</pubDate>
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<title>Facebook Credits to become mandatory</title>
<link>http://shellaybrown.multiply.com/journal/item/994/Facebook_Credits_to_become_mandatory</link>
<description>&#x3C;p&#x3E;Facebook Credits are a transaction system connected to your Facebook account. Facebook credits are purchased. They can be bought like any digital product. The company turns &#x26;#8220;real&#x26;#8221; cash into Credits. The use of Facebook Credits will become required as of July 1, 2011.  People will now only be applying for a payday advance for one form of credits with Facebook instead of multiple forms with all the uses there are currently on Facebook. Article resource &#x26;#8211; &#x3C;a title=&#x22;Mandatory payment system implemented with Facebook Credits&#x22; href=&#x22;http://personalmoneystore.com/moneyblog/2011/01/24/facebook-credits-mandatory/&#x22;&#x3E;Facebook credits to become a mandatory payment system&#x3C;/a&#x3E; by MoneyBlogNewz.&#x3C;/p&#x3E;
&#x3C;p&#x3E;The credits on Facebook&#x3C;/p&#x3E;
&#x3C;p&#x3E;In games and programs in Facebook, Facebook Credits is a way to pay for them. Facebook Credits are used to purchase things from Farmville plants to Castle Wars medallions. There is an exchange rate right now of 10 to 1.  That means for each and every United States dollar paid you can get 10 Facebook credits. You can use PayPal, credit cards or mobile payment systems in order to pay for your Facebook Credits. You are able to g...</description>
<guid isPermaLink="true">http://shellaybrown.multiply.com/journal/item/994/Facebook_Credits_to_become_mandatory</guid>
<pubDate>Thu, 27 Jan 2011 13:27:37 -0000</pubDate>
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<title>Tortilla mixing device incident kills 22 year old man</title>
<link>http://shellaybrown.multiply.com/journal/item/993/Tortilla_mixing_device_incident_kills_22_year_old_man</link>
<description>&#x3C;p&#x3E;It&#x26;#8217;s the kind of story that scriptwriters love. In fact, something like this might have been featured on &#x26;#8220;Bones.&#x201D; A tortilla mixing device trapped and killed a young male. The 2 a.m. call to emergency crews came too late &#x26;#8212; the man was pronounced dead on the scene.  You can only imagine the &#x3C;a title=&#x22;Personal Loans For Every Situation&#x22; href=&#x22;http://personalmoneystore.com/personal-loans/personal-loan/&#x22;&#x3E;quick personal loan&#x3C;/a&#x3E; his family will now have to take out for his funeral.&#x3C;/p&#x3E;
&#x3C;p&#x3E;Male killed because of tortilla mixing machine accident&#x3C;/p&#x3E;
&#x3C;p&#x3E;In Brooklyn, N.Y., a young male perished while at work at the Tortilleria Chinantla in Williamsburg. Police were called at 2:30 a.m. Something was dropped into the blending device.  Juan Baten dropped it. The waist high mixing device was one he bent over to get the item out of. He was killed.  This was as the machine sucked him in. Police have said that they expect there was no criminal intent or activity. There had been no history of industrial accident or worker grievances in the past at this factory.&#x3C;/p&#x3E;
&#x3C;p&#x3E;Seeing the workers&#x2019; right being played out&#x3C;/p&#x3E;
&#x3C;p&#x3E;The facto...</description>
<guid isPermaLink="true">http://shellaybrown.multiply.com/journal/item/993/Tortilla_mixing_device_incident_kills_22_year_old_man</guid>
<pubDate>Wed, 26 Jan 2011 18:47:47 -0000</pubDate>
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<title>Bloom Energy unveils strategy for on-site clean power</title>
<link>http://shellaybrown.multiply.com/journal/item/992/Bloom_Energy_unveils_strategy_for_on-site_clean_power</link>
<description>&#x3C;p&#x3E;Bloom Energy is a CA company that has developed a fuel cell called the Bloom Box. The Bloom Box is a self-contained source of energy. So far its on-site application has been cost prohibitive for the mainstream. To nudge the Bloom Box to the mainstream, Bloom Energy is starting a finance system that connects businesses to Bloom Box power without the capital investment in the technology.  This could help  several individuals get Bloom Box without needing a &#x3C;a title=&#x22;Pay Day Loans For a Hairy Situation&#x22; href=&#x22;http://personalmoneystore.com/payday-loans/payday-loan/payday-cash-loan/&#x22;&#x3E;payday cash advance loan&#x3C;/a&#x3E; to sign up.&#x3C;/p&#x3E;
&#x3C;p&#x3E;Details about the Bloom Electrons system&#x3C;/p&#x3E;
&#x3C;p&#x3E;Bloom Energy made a splash in the clean energy sector last fall with its introduction of the Bloom Box. Electricity could be produced with the &#x201C;energy saver&#x201D; Bloom Box.  There&#x26;#8217;s a very low carbon footprint with it as well. Want to understand the price of a Bloom Box?  Over $700,000 is the cost. Large companies like Google, eBay, FedEx and B of A use Bloom Energy because of the price. To increase demand for Bloom Boxes, Bloom Energy partnered with Credit...</description>
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<pubDate>Wed, 26 Jan 2011 08:48:03 -0000</pubDate>
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<title>Frozen South may need emergency loans before long</title>
<link>http://shellaybrown.multiply.com/journal/item/991/Frozen_South_may_need_emergency_loans_before_long</link>
<description>&#x3C;p&#x3E;Freezing cold has brought almost the whole American South to a halt, and emergency loans and relief may be needed soon. Various cities and numerous airports are now being ground to a near halt, as the worst winter in memory continues. A number of states have declared the situation an emergency.  Several are applying for payday loans so they can get what they have to make it through this winter. Article resource &#x26;#8211; &#x3C;a title=&#x22;Relief and emergency loans may be needed in frozen South&#x22; href=&#x22;http://personalmoneystore.com/moneyblog/2011/01/10/relief-emergency-loans-south/&#x22;&#x3E;Relief and emergency loans may be needed in frozen South&#x3C;/a&#x3E; by MoneyBlogNewz.&#x3C;/p&#x3E;
&#x3C;p&#x3E;&#x3C;strong&#x3E;The south may soon need emergency loans&#x3C;/strong&#x3E;&#x3C;/p&#x3E;
&#x3C;p&#x3E;The winter storms that have been wracking the east coast with record snow and ice are wreaking havoc in the South, and emergency loans may be needed for relief efforts before long. MSNBC reports that From Louisiana to Alabama and through the Carolinas there has been a foot of snow falling. The amount of precipitation has varied, but Tennessee received 13 inches of snow. The Gulf Coast is getting a ton of freezing rain.  That means that it is dangerous to go ...</description>
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<pubDate>Sun, 16 Jan 2011 03:47:45 -0000</pubDate>
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<title> Beso restaurant files for Nevada bankruptcy, Eva Longoria sued</title>
<link>http://shellaybrown.multiply.com/journal/item/990/_Beso_restaurant_files_for_Nevada_bankruptcy_Eva_Longoria_sued</link>
<description>&#x3C;p&#x3E;Actress Eva Longoria is being sued. The lawsuit is being brought by a business partner. The lawsuit alleges that Eva Longoria charged over the allowable amount of interest on a short term loan. This is also known as usury. The usury lawsuit was filed in the state of California, in which the restaurant is operating. The restaurant, nevertheless, filed for bankruptcy in Nevada.  personal loan|She is making sure that nothing causes her to live off of &#x3C;a title=&#x22;Use pay day loans to save money&#x22; href=&#x22;http://personalmoneystore.com/payday-loans/&#x22;&#x3E;payday loans&#x3C;/a&#x3E;|She is making sure that absolutely nothing forces her to live off of a payday loan. Resource for this article &#x26;#8211; &#x3C;a title=&#x22;Eva Longoria sued under usury laws, Nevada bankruptcy proceeds&#x22; href=&#x22;http://personalmoneystore.com/moneyblog/2011/01/11/eva-longoria-sued-usury-nevada/&#x22;&#x3E;Eva Longoria sued under usury laws, Nevada bankruptcy proceeds&#x3C;/a&#x3E; by MoneyBlogNewz}.&#x3C;/p&#x3E;
&#x3C;p&#x3E;&#x3C;strong&#x3E;How Beso ended up going bankrupt&#x3C;/strong&#x3E;&#x3C;/p&#x3E;
&#x3C;p&#x3E;Beso, the restaurant and bar owned and operated by actress Eva Longoria, has filed for bankruptcy. About $76,000 a month was being lost by the restaurant that had a gross $14.6 million in profit. Eva Longoria was named as a creditor who still owed money even though the bankruptcy is supposed to protec...</description>
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<pubDate>Fri, 14 Jan 2011 10:08:00 -0000</pubDate>
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<title>Tips for smart spending that result in financial freedom</title>
<link>http://shellaybrown.multiply.com/journal/item/989/Tips_for_smart_spending_that_result_in_financial_freedom</link>
<description>&#x3C;p&#x3E;Short of winning the lottery, smart spending is the best route to getting rid of debt and creating a viable retirement fund. Becoming financially literate is among the keys to smart spending. Having the common sense to realize there is no such thing as &#x26;#8220;unexpected expenditures is another.  Keep away from living in debt with &#x3C;a title=&#x22;Get paid before payday with a payday cash loan&#x22; href=&#x22;http://personalmoneystore.com/payday-loans/&#x22;&#x3E;paydayloans&#x3C;/a&#x3E; by using some smart spending tips.&#x3C;/p&#x3E;
&#x3C;p&#x3E;&#x3C;strong&#x3E;Literacy in finances can help independence greatly&#x3C;/strong&#x3E;&#x3C;/p&#x3E;
&#x3C;p&#x3E;There are many financially independent people around.  They don&#x2019;t do it because they inherit money or win the lottery. Making smart spending decisions is part of being financially independent.  This way you can save for retirement and live a realistic lifestyle. There is a lot of advice that can help too. Fixing your budget to be sustainable is something that Financial literacy is needed to do. The 50-30-20 rule is what Elizabeth Warren recommends as the head of the Consumer Financial Protection Bureau. Necessities like food and shelter take 50 percent. 30 percent...</description>
<guid isPermaLink="true">http://shellaybrown.multiply.com/journal/item/989/Tips_for_smart_spending_that_result_in_financial_freedom</guid>
<pubDate>Thu, 13 Jan 2011 16:48:03 -0000</pubDate>
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<title>Large banks want cash advanced to have a checking account</title>
<link>http://shellaybrown.multiply.com/journal/item/988/Large_banks_want_cash_advanced_to_have_a_checking_account</link>
<description>&#x3C;p&#x3E;The largest financial banks want more funds advanced to them from checking account owners. Raising fees is an ongoing thing at most large for profit banks, and has been for a while. People using their own money are paying more for it. This is leading to more individuals having to apply for &#x3C;a title=&#x22;5 things you should know about paydayloans&#x22; href=&#x22;http://personalmoneystore.com/payday-loans/&#x22;&#x3E;payday loan&#x3C;/a&#x3E; just make ends meet.&#x3C;/p&#x3E;
&#x3C;p&#x3E;&#x3C;strong&#x3E;Banking may cost a cash advance soon&#x3C;/strong&#x3E;&#x3C;/p&#x3E;
&#x3C;p&#x3E;It seems like some of the nation&#x2019;s largest banks are more secure, which is how they are marketed. These banks are hoping to get cash advances from consumers for banking there. The largest national banks are raising fees on checking accounts, according to CNN, and the changes are starting soon. JP Morgan Chase has announced that new checking accounts will automatically be opened under the new Total Checking program, which has a base monthly maintenance fee of $12 a month. Bank of America is instituting fees on checking accounts, from $8.95 to $25 a month, depending on the plan. You will have to pay to use your own money.  This is wh...</description>
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<pubDate>Wed, 12 Jan 2011 13:07:58 -0000</pubDate>
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<title>Pay day lending facing new laws in Texas</title>
<link>http://shellaybrown.multiply.com/journal/item/987/Pay_day_lending_facing_new_laws_in_Texas</link>
<description>&#x3C;p&#x3E;In TX, there are more than 3,500 payday loan lenders. The TX legislature is thinking about SB 253 and HB 410 to limit this short-term credit business. These pieces of laws are starting out essentially the exact same. Both want to re-define &#x26;#8220;credit service organization&#x26;#8221; to exclude these lenders.&#x3C;/p&#x3E;
&#x3C;p&#x3E;About the Credit Service Organization exemption&#x3C;/p&#x3E;
&#x3C;p&#x3E;Texas law currently limits consumer credit and financial institutions. Currently payday loan stores have to be put under an umbrella phrase.  &#x26;#8220;Credit Service Organization&#x26;#8221; is what this phrase is. Payday loan stores give out short-term credit.  Generally those with bad credit or who don&#x26;#8217;t have credit will come to these stores. Payday advances and check-cashing services, which are difference as one is for those who do not have access to the right credit and one is for those who don&#x26;#8217;t have banks, are not differentiated between with the exemption.&#x3C;/p&#x3E;
&#x3C;p&#x3E;Effect of Texas payday advance legislation&#x3C;/p&#x3E;
&#x3C;p&#x3E;&#x26;#8221;Credit Service Organ...</description>
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<pubDate>Thu, 6 Jan 2011 02:08:02 -0000</pubDate>
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<title>Snow storm leads to retail revenue to tank by $1 billion</title>
<link>http://shellaybrown.multiply.com/journal/item/986/Snow_storm_leads_to_retail_revenue_to_tank_by_1_billion</link>
<description>&#x3C;p&#x3E;The massive East Coast snow storm that has crippled the northeastern U.S. of late has made life difficult for many people, retailers included. According to CNN Money, merchants that were hoping for lots of shopper traffic to take advantage of after-Christmas revenue and boost store revenue received a rude awakening. Because the blizzard kept shoppers at home, it has been projected that merchants lost approximately $1 billion in after-Christmas sales. These were the very same merchants hoping individuals would use a payday cash advance loan to do their after Holiday buying. Article resource &#x26;#8211; &#x3C;a title=&#x22;Blizzard causes retail sales to tank by $1 billion&#x22; href=&#x22;http://personalmoneystore.com/moneyblog/2010/12/29/retail-sales-east-coast-blizzard/&#x22;&#x3E;Retailers lost $1 billion, thanks to blizzard&#x3C;/a&#x3E; by MoneyBlogNewz.&#x3C;/p&#x3E;
&#x3C;p&#x3E;You need a money loan provider though&#x3C;/p&#x3E;
&#x3C;p&#x3E;You&#x26;#8217;re here because you are looking for a money lender, and also you want to know if we&#x26;#8217;re right for you. We won&#x26;#8217;t give your name to anybody else when you do business with us while also you don&#x26;#8217;t have to remind them who you are when returning to your account after the ...</description>
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<pubDate>Tue, 4 Jan 2011 23:27:35 -0000</pubDate>
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<title>Several call timing of CDC food-borne sickness statement political</title>
<link>http://shellaybrown.multiply.com/journal/item/985/Several_call_timing_of_CDC_food-borne_sickness_statement_political</link>
<description>&#x3C;p&#x3E;Food-borne illness impacts fewer individuals in the U.S. than the CDC had estimated earlier, according to the agency. The Center for Disease Control revised estimations of food-borne sickness situations to a lower number than had been reported within the past. As the report was issued shortly before a food safety bill was wiped out in Congress, several food safety experts believe the time was politically encouraged. Time might certainly conserve many individuals from applying for a cash until payday loan for marketing. Resource for this article &#x26;#8211; &#x3C;a title=&#x22;Some call timing of CDC food-borne illness report political&#x22; href=&#x22;http://personalmoneystore.com/moneyblog/2010/12/17/food borne-illness-food-safety-bill/&#x22;&#x3E;Did CDC food-borne illness estimate undercut food safety bill? by MoneyBlogNewz&#x3C;/a&#x3E;.&#x3C;/p&#x3E;
&#x3C;p&#x3E;The CDC food-borne illness study&#x3C;/p&#x3E;
&#x3C;p&#x3E;Every year in the U.S., there are about 48 million cases of food-borne illnesses, as outlined by a December 15 record released by the CDC. The journal Emerging Infection Diseases was where the record was published as it said that 128,000 people are hospitalized while 3,000 die from eating tainted food while the Congress discu...</description>
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<pubDate>Sat, 25 Dec 2010 11:07:39 -0000</pubDate>
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<title>Kroger animal food recalled due to liver malfunction risk</title>
<link>http://shellaybrown.multiply.com/journal/item/984/Kroger_animal_food_recalled_due_to_liver_malfunction_risk</link>
<description>&#x3C;p&#x3E;Right after locating the toxin aflatoxin, Kroger has recalled its animal food. 19 states are involved in Kroger&#x26;#8217;s pet food recall. If eaten, the recalled animal food could trigger liver damage. This impact is rare, but possible. Resource for this article &#x26;#8211; &#x3C;a title=&#x22;Kroger pet food recalled because of liver failure risk&#x22; href=&#x22;http://personalmoneystore.com/moneyblog/2010/12/20/kroger-recalls-pet-food-aflatoxin/&#x22;&#x3E;Kroger recalls pet food for aflatoxin risk by MoneyBlogNewz&#x3C;/a&#x3E;.&#x3C;/p&#x3E;
&#x3C;p&#x3E;nineteen states get Kroger pet food recalled&#x3C;/p&#x3E;
&#x3C;p&#x3E;There were many stores recalling animal food due to safety risks.  These consist of Scott&#x2019;s, Pay Less, Owen&#x2019;s, Hilander, Jay C, Baker&#x2019;s, Dillons and Gerbes, Dillons, Food 4 Less and Kroger. Several states were involved in the recall.  West VA, Virginia, TX, Tennessee, South Carolina, OH, North Carolina, Missouri, Mississippi, Michigan, Louisiana, Kentucky, Indiana, Illinois, GA, Arkansas and Alabama were all included. The Kroger stores involved within the pet food recall are attempting to notify all customers that have purchased the recalled food.&#x3C;/p&#x3E;
&#x3C;p&#x3E;Pet food recalled at Kroger consists of three various brands&#x3C;/p&#x3E;
&#x3C;p&#x3E;In the ani...</description>
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<pubDate>Thu, 23 Dec 2010 17:47:31 -0000</pubDate>
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<title>Brand new Federal suggestion takes aim at extreme debit card swipe costs</title>
<link>http://shellaybrown.multiply.com/journal/item/983/Brand_new_Federal_suggestion_takes_aim_at_extreme_debit_card_swipe_costs</link>
<description>&#x3C;p&#x3E;Capping debit card swipe costs at twelve cents a purchase is a component of a suggestion presented by the Fed on Thursday. The Federal is proposing the swipe fee limit along with other curbs on debit card misuse by financial institutions to adhere to the financial reform bill. Not surprisingly, merchants support the measure and major credit card companies opposed it as they viewed their stock take a struck on the news.&#x3C;/p&#x3E;
&#x3C;p&#x3E;Info on the Fed swipe limit proposal&#x3C;/p&#x3E;
&#x3C;p&#x3E;No matter what the value is, most credit card companies charge 1 to 2 percent of each and every transaction with the current system of debit card swipe fees. The Fed debit card swipe fee proposal also includes giving merchants a choice from at least two independent debit card networks, a move that would create more competition for Visa and Mastercard. The financial reform bill demands swipe fees for debit cards to be &#x201C;reasonable and proportional&#x201D; to how much the bank has to pay for the electronic transfers to happen which is what bega...</description>
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<pubDate>Tue, 21 Dec 2010 13:28:03 -0000</pubDate>
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<title>Shellay Brown (shellaybrown) on Twitter</title>
<link>http://shellaybrown.multiply.com/links/item/1/Shellay_Brown_shellaybrown_on_Twitter</link>
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<pubDate>Fri, 18 Sep 2009 21:55:17 -0000</pubDate>
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<item>
<title>I Like That Word TECHNO DANCE MIX PARTY</title>
<link>http://shellaybrown.multiply.com/video/item/1/I_Like_That_Word_TECHNO_DANCE_MIX_PARTY</link>
<description>&#x3C;a href=&#x22;http://personalmoneystore.com/MoneyBlog/&#x22;&#x3E;http://personalmoneystore.com/MoneyBlog/&#x3C;/a&#x3E;

Oh man, I don&#x27;t think Franrose will be happy when she gets back. Nonetheless, enjoy my dance party music video. I took audio clips from her past videos and made a little fun dish out of</description>
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<pubDate>Fri, 18 Sep 2009 21:54:08 -0000</pubDate>
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<title>Shellay&#x27;s Pics</title>
<link>http://shellaybrown.multiply.com/photos/album/1/Shellays_Pics</link>
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<pubDate>Fri, 18 Sep 2009 21:53:10 -0000</pubDate>
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